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Types of Personal Loans in Australia

Personal Loan Interest Rate Comparison

Fixed Rate Personal Loan Australia

Fixed Rate Personal Loans

A fixed amount of money has to be paid monthly all through the loan term, an easier and convenient option for borrowers to manage repayments as per their income.

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Variable Rate Personal Loan Australia

Variable Rate Personal Loans

The variable rate of interest is charged by the lender, fixed as per the market conditions. Consequently, your monthly repayments might increase or decrease towards the total loan amount over the entire loan period.

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Personal Loan Calculator

Eligibility

Different loan products have different guidelines and eligibility, such as age (must be from 21-65 years) and should be a permanent resident, good credit rating and a regular income. Use a personal loan calculator to assess your funding needs and explore repayment possibilities.

Personal Loan Calculator
Lump Sum Calculator

Early Repayment

If you want to pay off your loan sooner, some lenders charge a fee. Since they would not be earning further interest on your loan amount, the fee can vary based on the remaining loan period and the notice you give to pay off.

Lump Sum Calculator
Early repayment Calculator

Other Fees

Be wise and watchful with the terms and conditions of the lender. Find out if there are additional fees or charges, such as processing charges, commission or settlement fee that you will be required to pay.

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