Category Archives: Credit Repair

Four Things You Should Avoid To Maintain Good Credit Score

June 26, 2019

Do you want to maintain a good credit score? Maintaining a good credit score is not easy. You should opt for the best credit repair and avoid these four things that can impact your credit score: Frequently applying for credits Whenever it comes to applying for credit either from a bank or personal loan company, credit […]

When should you refinance a mortgage?

June 24, 2019

Many times, borrowers don’t confirm their mortgage rates. As a result, they end up paying thousands of extra dollars every year due to higher interest rates. If you’ve already got a mortgage but your rate is really high then you are paying extra for no reason at all. You’re stuck with the mortgage for a […]

Things to Follow When Applying For Bad Credit Loans

April 12, 2018

Usually, when people apply for a loan with bad credit in Melbourne, many doubts strike their mind regarding loan approval, interest rates and more. Due to the advent of the economic crisis, many people have found themselves featured with compromising their credit. To cope up with such tough times, people go for a bad credit […]

Yes, You are Eligible for a Bad Credit Loan in Australia

February 14, 2018

Do you want to apply for a loan in Australia? Do you have bad credit history? If so, then there might be few doubts in your mind, such as – Am I eligible to apply for a loan? Will I get the loan at higher interest rate? These doubts usually people with bad credit history […]

Why it is Important to Fix Your Bad Credit History?

November 1, 2017

If you have a bad credit history, it can highly affect your loan approval status. Based on your past credit history, you may get approved or declined for a loan. Thus, to overcome financial issues, it is important that you build your credibility. Although there are many home lenders for bad credit, the loans they […]

3 Mistakes That Are Hurting Your Credit Score

January 24, 2017

A good credit score can open doors to a number of opportunities. Not only you will have ample choices while shopping for a home loan but also at the same time, your credit report can help you seize the job of your dreams easily. However, if you fail to manage your credit carefully, your rental […]

Use These Credit Repair Tips and Rebuild Your Credit

January 3, 2017

If you do not have a very good credit score, you can do a plenty of things to increase your score. The foremost thing that you can do is to check for any credit error and fix it on time. There are some tips related to credit repair in Australia that will definitely help you […]

Staying Informed About Your Credit Report Will Help You to Manage Your Credit Score

October 26, 2016

Credit report generally includes a consumer’s financial behavior and identification information in a user-friendly format. It is a record of your credit activity. It also involves the names of banks that have offered you loans. You can have an eye on your payment history through it. Your personal credit report generally includes: Personal data: It […]

Why Caring About Your Credit History Is Important

June 22, 2016

There is a lot more to credit than just shopping, home loans, car loans etc. Credit history, credit scores, credit bureaus, all count in. Mostly, credit history in Australia is not a matter of concern because Australians live and breathe in credit for work. However, knowing how the credit scores are used for financial institution […]

Surprising Ways That Can Work Against You and Your Credit

April 13, 2016

There’s a pattern of reasons that cause bad credit card rating. It starts with reasons like ‘I only have one credit card, and I use it for everything’. You may have heard the second one too – ‘I didn’t know that was on my credit report’. Also, this one – ‘I pay collection items first.’ […]

Let’s Know If Bad Credit Loans Are Really Safe

November 6, 2015

One thing that most of the Australians ask from a broker or loan officer is “if bad credit loans are really safe?” Every now and then, there are stories that pops out that says about a victim who found such a loan to be sceptical. However, if you are someone with a compromised credit, there […]

Wondering How Can You Prevent a Bad Credit in Small Business? Here’s the Way!

October 19, 2015

Bad credit has been a common financial problem in small and medium enterprises since ages. One single factor cannot be considered as the reason. However, definitely we can list some certain things which are the main reasons causing bad credit. Notably enough, cash flow problems; the total amount of money being transferred into and out […]

Three Myths Related to Secured Credit Cards Ought to Dispel

September 4, 2015

There arise certain cases in which you may or may not qualify for a regular credit card. You may already know how important your credit card history is and how a bad credit rating does affect many of your financial procedures. However, adding to that, in case you have a bad credit rating, ultimately, you […]

Credit Improvement Tips for Small Business Owners in Australia

July 13, 2015

Being a small business owner, you would surely aspire a good credit score. When it comes to borrowing money and getting a lower interest rate, a good credit score is one of the important determining factors. Figuring out what makes a good credit score can be tricky. Here are three tips for small business owners […]

Moving House? 3 Things can help to Protect Your Credit Score?

February 23, 2015

Ask anyone who moved house in the recent past, their faces would tell you exactly about the experience and after effects. Pointing out to stressful time, chaos and missing some petty things to be taken care of, moving house can be as hectic as going through a break up! Later to their surprise, those over […]

How do Lender’s Calculate your Eligibility based on your Credit Score?

December 10, 2014

A credit score has a huge effect on person’s life as credit scores or reports play an important role when it comes to lending decisions and also play a crucial role when it comes to approval for insurance and when applying for a job. In most of the cases, when a person apply for loan, […]

Want to Fix Bad Credit the Easy Way? Here is How You Can Do

November 13, 2014

Are you looking for a loan but due to bad credit rating companies are turning you down? To get rid of this situation, you need to take effective steps to fix bad credit score before applying for a loan. If you are in Australia and willing to go for loans, either home, car or truck […]

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