Getting a loan? Here’s how it works.

The whole process of getting a home loan may seem long drawn out and confusing. But withLoans Direct on your side, we promise a smooth transition from being a loan seeker to home owner. With Loans Direct you can expect assistance every step of the way. We like to build long term relationships with clients and we’re always willing to go the extra mile to keep you happy!

Or call us on 03-9819-4656
Best Credit Repair Services
Make Your Credit Report FREE From Black Marks
  1. Our Credit Repair Process

    Its starts with a FREE Consultation and by obtaining a copy of your credit report to understand your individual situation first by doing a thorough analysis of your financial health and then tailor a plan with the right options to help you take control.

    Since, inception, we helped several individuals so far in removing negative listings from their credit report and in increasing their credit score.

  2. No Obligation. Just Free Consultation

    Yes! That’s true. We will get a copy of your credit report and review it to assess your credit health. Thereafter, we will discuss with you about the ways to improve your credit rating. At the end, we will provide a quote for the necessary credit repair services in Australia.

  3. Research and Analysis

    Our work starts by gathering all the information about the listing on your credit report and ask your creditor to provide documentation on your account. Using the information provided by you and your creditor and referring back to Credit Reporting and Industry Law, we audit the credit provider’s compliance.

  4. Follow up and Response

    Based on our research and findings, we draft a complaint to your creditor and follow up where necessary. If required, we escalate the complaint to relevant higher authorities. If the complaint proves that the listing was placed on your credit file unlawfully, then the creditor is advised to remove the listing from your credit report.

  5. How much time it takes?

    Mostly, in majority of cases we aim for 45 to 60 days period for credit repair process and result. However, the time required to remove your specific default will depend on –

    • Particular details relating to your application, including the proof required to support claims
    • The mutual aid we receive from your creditors
    • Total number of issues to resolve as present in your application
    • Time required in complex legislation procedures relating to your specific defaults

    There are no guarantees that the listing on your credit file will be removed. Although, we have a good success rates in removing listings, but none of the normal guarantee or duration apply.

More than $75 million AUD
disbursed in loans!