Bad credit history? You CAN get a second chance.

If your financial record includes credit impairments like Judgements, Defaults, Part IX, Bankruptcy, Loan Arrears you will be deemed to have a bad credit history. No need to despair – we can help you get loans from select lenders and even guide you through the process.
Are you credit-impaired?
If you have been without a job or unable to work on account of illness or are a retiree, home loans will be difficult to come by. No need to worry, we can help you get a loan from select lenders who do not use credit scores to qualify applications. Fix your Credit Rating now
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Or call us on 03-9819-4656
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First Home Buyers
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Bad Credit Home Loan
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No Doc / Low Doc Home Loan
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We have a more than 90% loan approval rate
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Fix your credit history – get started on the Credit Repair process with us

It starts with a FREE Consultation and by obtaining a copy of your credit report to understand your individual situation first by doing a thorough analysis of your financial health.

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We negotiate hard on your behalf with lenders

You may have to pay a larger deposit and a higher interest rate because you cannot avail of home loans from mainstream lenders. However we will negotiate hard on your

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Why go with LoansDirect?

More than a loans provider, think of us as a good friend. We take care of all the nitty gritties, the documentation, negotiation of loan terms with lenders, loan processing and more. And we start it all with a FREE Consultation

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APPLY FOR A HOME LOAN NOW!
More than $75 million AUD disbursed in loans!
Home loans made easy
Buy a New Home
First Home Owner Grant

The scheme assists eligible first home owners to buy a new home.

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Compare Home Loans
Compare Home Loans

Compare rates and specifics from Australia’s top lenders.

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Home Loan Process
Home Loan Process

We promise a smooth transition from being a loan seeker to home owner.

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Property Finding Service
Property Finding Service

We can help you source a suitable property and negotiate with sellers.

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