Terms & Conditions

Thank you for visiting our website.

Please read our Terms and Conditions carefully before using the website www.loansdirect.com.au.

The below-stated Terms and Conditions apply to all visitors, users and others who access or use the website. By accessing or using the site, you agree to be bound by these Terms and Conditions. If you disagree with any part of the Terms and Conditions mentioned here, then you may not access the services of the website.

Intellectual Property

The Loans Direct Website, its original content, features and functionality are the exclusive property of Loans Direct, Australia. The Website is protected by copyright, trademark, and other laws of both the Australia and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Loans Direct, Australia.

Third-party Links to Other Websites

Loans Direct Website may contain links to third-party websites that are not owned or controlled by Loans Direct and assumes no responsibility for the content, its policies or practices or services. You further acknowledge by accessing our website that Loans Direct shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of any such content, goods or services available on or through any such websites or services. Thus, Loans Direct advise all the visitors to go through terms and conditions and policies of third-party websites or services that you visit.

Liability

Under no circumstances and event shall Loans Direct, nor its directors, owners, affiliates, employees, partners, or suppliers are liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from –

• Your access to or use of or inability to access or use the Loans Direct Website;
• Any conduct or content of any third party on the Loans Direct Website;
• Any content obtained from the Loans Direct Website; and
• Unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Warranty Disclaimer

Your use of the Loans Direct Website is at your sole risk. The site is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

The subsidiaries, affiliates, and licensors with Loans Direct do not warrant that –

• The site will function uninterrupted, secure or available at any particular time or location;
• Any errors or defects will be corrected;
• Any content obtained from the Loans Direct Website; and
• The site is free of viruses or other harmful components; or
• The results of using the site will meet your requirements

Exclusions

Some authorities do not allow the omission of certain warranties or the exclusion or limitation of liability for substantial or accompanying damages, so the limitations above may not apply to you.

The Indemnification

You agree to defend, protect and hold harmless Loans Direct and its licensee and licensors, and their employees, affiliates, officers and owners from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of –

• Your use and access of the Loans Direct Website, or
• A breach of these Terms & Conditions

The Governing Law

These Terms & Conditions shall be governed and understood in accordance with the laws of Victoria, Australia, without regard to its conflict of law provisions and excluding the United Nations Convention on Contracts for the International Sale of Goods (CISG).

Our failure to enforce any right or provision of these Terms & Conditions will not be considered a waiver of those rights. If any provision of these Terms & Conditions is held to be invalid or unenforceable by a court, the remaining provisions of these Terms & Conditions will remain in effect. These Terms & Conditions constitute the entire agreement between us regarding our Loans Direct Website, and supersede and replace any prior agreements we might have between us regarding the Loans Direct Website.

Modifications & Changes

Loans Direct reserve the right, at our sole discretion, to modify or replace these Terms & Conditions at any time. If a revision is material we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website after the revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Loans Direct Website.

Contact Us

If you have any questions about these Terms & Conditions, please contact us.