At Loans Direct Australia, a loan officer (mortgage broker) helps you in various ways, such as –
Firstly, a mortgage broker will discuss the needs and possibilities based on client’s financial credentials like pay slip, bank statements, tax returns, outstanding loans, debts, credit history, income, liabilities, etc.
Your mortgage broker will search for number of offers and compare various deals offered by the banks and other major lenders. Sometimes, your broker may amaze you with latest comparative deals that are not available elsewhere. A detailed comparison eventually helps you choose the best available option.
After the selection of the potential lender, in case you wish to continue with the mortgage broker, he will help you with all the necessary paperwork and liaise with the lender, on your behest.
A professional mortgage broker will help and follow up with his clients at every stage starting from the pre-approval to the settlement stage.